We deliver forward-looking solutions for public-facing organizations.
If you’re responsible for serving the community you face a demanding set of risk management challenges. Buying insurance is just the beginning; for solid protection, you need year-round expertise from a partner who understands the unique realm in which you operate.We’re fully equipped to be that partner. Cretcher Heartland offers you the specialized expertise that’s critical for custom-fit programs that precisely match your needs.
Our focused goal is to help you implement strategies that maintain cost predictability while driving your cost of risk to the lowest possible level. We achieve this with a dedicated Public Entity service team that stays a step ahead of the markets, trends, issues and regulations that can impact your organization. And, if you’re in the public eye, that’s important; it means we’re ready with answers even before the questions arise.
We realize that more choices and options are critical to your success. Because we’re an independent agency, we draw from a wide network of quality regional and national carriers to deliver outstanding value and the best products for your organization.
Specialized Programs for:
- School Districts
- Colleges and Universities
- Public Transportation
- Emergency Services
Additional Resources and Support:
- Risk Management and Loss Prevention Support
- Retrospective, Large Deductible and Self-Insured Programs
- Claims Advocacy
- Public Official Bonds
- Human Resources Support