Global Risk Management: Wherever your business is taking you, we can help you get there.

Today, any competitive company – regardless of size - should expect the same level of risk management expertise internationally as they do domestically. And that means more than just dots on a map. It means having knowledgeable, experienced, easy to access international insurance professionals who can deliver the same products and services around the world as they do on your home turf.
Global Reach:At Cretcher Heartland, we emphasize Heartland roots with global reach. Our worldwide network encompasses experienced brokers in 130 countries ready to serve your insurance and risk management needs virtually anywhere in the world. Network affiliation gives our clients ready access to international markets and exposure analysis based on global and local risk perspectives.
More than just dots on a map – expert professionals who can deliver what you need, wherever you need it.
What are the benefits? We can save you time and worry by having services already in place where you need them. To ensure that you receive the right results every time, our approach consists of three basic principles:
- Identifying and evaluating your global exposures.
- Creating and delivering a global risk management program specific to your needs.
- Developing long-term relationships and programs to minimize your long-term cost of risk.
Process: Cretcher Heartland employs an 11-step process, from risk and benefit assessments, country profiles, and tools to ensure a smooth line of communication is provided to you, such as communication kits, procedures manual through ongoing management and maintenance of your international program.
Available Programs
- Locally Required Placements
- Political Risk
- Foreign Liability
- Foreign Voluntary Compensation
- Executive Risk Programs
- Trade Credit Risk
- Marine Cargo / War Risks
- AD&D Program
- Health Benefit Programs
- Kidnap and Ransom / Extortion
- International Property / Mechanical Breakdown
